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SBA Lending


SBA Loan Programs

Legacy Bank has big capabilities, with small bank flexibility. Take your business to the next level with a U.S. Small Business Administration (SBA) loan.

Legacy Bank provides small business, established entrepreneurs and professionals access to non-traditional sources of capital.

  • Loan amount: Up to $5,000,000
  • Maturity: Terms are up to 25 years for commercial real estate and up to 10 years for all other purposes
  • Interest rate: Interest rates can be either fixed or variable
  • Percentage of guarantee: Government guarantee up to 90%
  • Use of proceeds:
    • Purchase of a building/refinance
    • Purchase of equipment/refinance
    • Fund construction
    • Acquire a business
    • Refinance business debt
    • Other business needs
  • Eligibility:
    • Manufacturing: Maximum of 500 to 1,500 employees
    • Wholesale: Maximum of 100 employees
    • Services: Maximum of 3 years average gross sales of $3.5-$174.5 million
    • Retail: Maximum of three years average gross sales of $5-$20 million



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