Available Accounts to Open Online
Consumer Essentials Checking
Consumer Essentials Checking
Minimum Opening Deposit
$25.00
Monthly Service Fee
$10.00
Monthly Service Fee Waiver
$500 Monthly Average Balance or $1,000 Monthly Combined Balances* or Recurring Monthly Direct Deposit
Debit Card
Yes
Online Banking
Yes
Check Writing
Yes
Interest Bearing
No
*Excludes Loan Balances
Gold Consumer Checking (50+)*
Gold Consumer Checking (50+)
Minimum Opening Deposit
$50.00
Monthly Service Fee
N/A
Monthly Service Fee Waiver
N/A
Debit Card
Yes
Online Banking
Yes
Check Writing
Yes
Interest Bearing
No
*Designed for ages 50 and better
Consumer Signature Savings
Consumer Signature Savings
Minimum Opening Deposit
$100.00
Monthly Service Fee
$5.00
Monthly Service Fee Waiver
$500 Monthly Average Balance
Debit Card
No
Online Banking
Yes
Check Writing
No
Interest Bearing
Consumer Premier Money Market
Consumer Premier Money Market
Minimum Opening Deposit
$1,000.00
Monthly Service Fee
$15.00
Monthly Service Fee Waiver
$2,500 Monthly Average Balance or $10,000 Monthly Combined Balances*
Debit Card
No
Online Banking
Yes
Check Writing
Yes (Transaction Limitations Apply)
Interest Bearing
*Excludes Loan Balances
12 Month Get More Liquid CD
12 Month Get More Liquid CD
Minimum Opening Deposit
$5,000.00
Term
12 Months
APY*
Click here for current information
Additional Benefits
Twelve (12) Month Liquid Certificate of Deposit (CD) Account allows a one-time penalty-free withdrawal on the account, for up to 50% of the account balance, after the first 7 (calendar) days of the account opening. A penalty may be imposed for additional withdrawals. Withdrawals may reduce account earnings.
Disclosures
*Annual Percentage Yield (APY) assumes all interest will remain on deposit until the maturity date. Offer applicable to business and consumer customers. CD will automatically renew into our standard 12-month CD at maturity (Business or Consumer, depending on account type). Offer available when you open our 12 Month Get More Liquid CD with new money only. New money is defined as funds not previously on deposit with Legacy Bank. New money is determined at Legacy Banks’ discretion. All rates, fees, terms, and programs are subject to change without notice, except as required by law. All rights reserved.
